This tool is a calculator which will calculate the rate at which the pension at retirement will replace the pre-retirement salary. Accuracy is based on the assumptions set out in the tool, factual personal information provided and the starting value provided.
Information or calculations contained in this tool are for illustrative purposes only. Zamara Actuaries, Administrators & Consultants Limited (“Zamara”) does not warrant that any of the assumptions are factual or that the calculations are accurate in respect of any future returns on any investment portfolio in which you are invested. Any figures and calculations or information are compiled from sources believed to be reliable and expressed in good faith. While Zamara has made every reasonable effort to ensure that the figures, formulas, information and calculations are correct. Zamara will not be held liable for any damage or loss that may arise directly or indirectly, whether in contract or delict, which may be incurred or suffered by any party as a result of the use of or reliance on the tool and services as a result of the figures, information or calculations being, for any reason, inaccurate or incomplete or as a result of any errors or omissions in respect of any particulars used by and/or given to Zamara by an administrator, retirement fund, employer, and any client or any third party on behalf of a client. Zamara has made every reasonable effort to ensure that the figures, calculations or information contained herein are true and correct. In the event of a dispute, the Rules of the retirement fund or policy will prevail in determining the benefit payable.
Before making a financial decision, it is recommended that you seek financial advice from an accredited financial adviser. The output from this tool is not a recommendation, guidance or proposal of a financial nature. The calculations and figures are estimates for information purposes only. This tool does not attempt to illustrate the legal, tax, accounting or investment consequences of any option. All calculations are assumed to be gross of any charges.